Mortgages at UniCredit Bank
Save your time and money.
We’ll arrange your mortgage.
Quickly, professionally, and transparently.
Mortgage
Current terms valid from 27 July 2026
UniCredit Bankoffers interest rates for mortgages with credit solvency insurance (CPI) and an active current bank account:
- 2-year fixed rate from 3.79% p.a.
- 3-year fixed rate from 3.79% p.a.
- 4-year fixed rate from 4.19% p.a.
- 5-year fixed rate from 4.19% p.a.
- 7-year fixed rate from 5.29% p.a.
Interest rates without CPI and active current bank account are higher by 0.40% p.a.
For mortgages under the amount of EUR 40,000, there is a surcharge to the interest rate of 1% p.a.
Current benefits
- No mortgage origination fee for all mortgages with credit repayment insurance.
- Low-energy mortgage - discount with a lower interest rate of 0,10% p.a., when proving the energy efficiency of the financed real estate in class A or B.
Basic mortgage parameters
Financial institution
UniCredit Bank
Product name
Mortgage
Mortgage amount
from €3,300
Maximum LTV
90 %
Interest rate fixation
3.79 % p.a.
Mortgage maturity period
1 -30 years
Provision of mortgage
€300
Extraordinary installment
An extraordinary installment is free of charge if it is made in one ore more installments (but at most once every calendar month) and does not exceed the total amount of 30% of the mortgage principal during the calendar year.
Early repayment
On the anniversary of the interest rate fixation, free of charge. Outside of the fixation anniversary, actual costs directly related to the request for early repayment, maximum 1% of the early repayment amount.
Change of contract terms
166 €
Change of security (property)
166 €
Licensed financial agents
All mortgage specialists are registered with the National Bank of Slovakia in accordance with Act No. 186/2009 Coll. on financial mediation and financial counseling.