Mortgages at Tatra banka
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Mortgage LoanTB
Current terms valid from 2 Jun 2026
Tatra banka currently offers the following interest rates:
- 1-year fixed rate from 4.09% p.a.
- 2-year fixed rate from 3.69% p.a.
- 3-year fixed rate from 3.69% p.a.
- 5-year fixed rate from 3.89% p.a.
- 7-year fixed rate from 4.49% p.a.
- 10-year fixed rate from 4.69% p.a.
For new Mortgage LoanTB, the bank provides a discount on the interest rate (already included in the rates above) of up to 0.20% p.a., as follows:
- A reduction of 0.10% p.a. if Payment Protection Insurance is taken out with the mortgage.
- A reduction of 0.10% p.a. for active use of the blue planetTB account.
A 100% discount on the loan provision fee if, when submitting your application, you provide an Energy Certificate or a Thermal-Technical Assessment with class A0 or A1 for the financed property.
Other benefits offered include:
- Property valuation within 24 hours, at the client's expense.
- Handling the land registry process on the client's behalf.
Basic mortgage parameters
Financial institution
Tatra banka
Product name
Mortgage LoanTB
Mortgage amount
from €13,000
Maximum LTV
90 %
Interest rate fixation
3.69 % p.a.
Mortgage maturity period
4 - 30 years
Provision of mortgage
The standard provision fee is 0.80% of the mortgage, with a minimum of €250.
A single drawdown is free of charge. In the case of gradual drawdown, the second and each subsequent drawdown is subject to a fee of €25.
Extraordinary installment
An overpayment is free of charge up to once a month, provided that the total amount of overpayments does not exceed 30% of the loan principal per calendar year. Above this limit, the fee is a maximum of 1% of the amount repaid early.
Early repayment
On the anniversary of the interest rate fixation, early repayment is free of charge. Outside the anniversary of the fixation, the fee represents the actual costs directly related to the request for early repayment and the costs incurred by the bank in connection with the early repayment, up to a maximum of 1% of the amount repaid early.
Change of contract terms
150 €
Change of security (property)
150 €
Licensed financial agents
All mortgage specialists are registered with the National Bank of Slovakia in accordance with Act No. 186/2009 Coll. on financial mediation and financial counseling.