Mortgages at 365.bank

365.bank currently offers the following interest rates:

• 1-year fixed rate from 3.55% p.a.
• 3-year fixed rate from 3.55% p.a.
• 5-year fixed rate from 3.95% p.a.
• 10-year fixed rate from 4.65% p.a.

The lowest communicated interest rate can be obtained after meeting the bank's conditions, which are:

• mortgage repayment from the PLUS Account and its active use,
• discount for the amount of the client's income (regular monthly net income to the client's 365.bank account, from which the mortgage will be repaid, in the amount of at least EUR 1,500),
• a loan of up to EUR 750,000 ,
• when the interest rate is fixed for 3 years, the discount for the consumer loan product in 365.bank with a principal amount of at least EUR 10,000 is included.

The fee for providing a mortgage is EUR 300. For the purposes of pure refinancing and ECO mortgage (i.e. submission of an energy certificate for a property in energy class A, A1 or A0 for the primary energy indicator), the fee for providing a mortgage is not paid.

Young applicants under the age of 35 can claim a tax bonus on paid interest in the amount of 50% of the paid interest, up to a maximum of €1,200 per year, after meeting the legislative requirements.

365.bank currently offers the following interest rates:

• 1-year fixed rate from 3.55% p.a.
• 3-year fixed rate from 3.55% p.a.
• 5-year fixed rate from 3.95% p.a.
• 10-year fixed rate from 4.65% p.a.

The lowest communicated interest rate can be obtained after meeting the bank's conditions, which are:

• mortgage repayment from the PLUS Account and its active use,
• discount for the amount of the client's income (regular monthly net income to the client's 365.bank account, from which the mortgage will be repaid, in the amount of at least EUR 1,500),
• a loan of up to EUR 750,000 ,
• when the interest rate is fixed for 3 years, the discount for the consumer loan product in 365.bank with a principal amount of at least EUR 10,000 is included.

The fee for providing a mortgage is EUR 300. For the purposes of pure refinancing and ECO mortgage (i.e. submission of an energy certificate for a property in energy class A, A1 or A0 for the primary energy indicator), the fee for providing a mortgage is not paid.

365.bank currently offers the following interest rates:

• 1-year fixed rate from 3.75% p.a.
• 3-year fixed rate from 3.75% p.a.
• 5-year fixed rate from 4.15% p.a.
• 10-year fixed rate from 4.85% p.a.

The lowest communicated interest rate can be obtained after meeting the bank's conditions, which are:

• mortgage repayment from the PLUS Account and its active use,
• discount for the amount of the client's income (regular monthly net income to the client's 365.bank account, from which the mortgage will be repaid, in the amount of at least EUR 1,500),
• a loan of up to EUR 750,000.

The fee for providing a mortgage is EUR 300. For ECO mortgage (i.e. submission of an energy certificate for a property in energy class A, A1 or A0 for the primary energy indicator), the fee for providing a mortgage is not paid.