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25 rokov","Mimoriadna splátka úveru je bez poplatku raz mesačne tak, aby celkový objem mimoriadnych splátok nepresiahol 30 % istiny mHypotéky počas kalendárneho roka.","Skutočné náklady mBank spojené s predčasným splatením hypotéky, max. 1 % z predčasne splatenej sumy hypotéky presahujúcej 30 % istiny v kalendárnom roku.","\u003Cp>\u003Cstrong>mBank\u003C\u002Fstrong> poskytuje aktuálne úrokové sadzby:\u003C\u002Fp>\n\u003Cul>\n\u003Cli>\u003Cstrong>1-ročná fixácia\u003C\u002Fstrong> od \u003Cstrong>4,79 %\u003C\u002Fstrong> p. a.,\u003C\u002Fli>\n\u003Cli>\u003Cstrong>3-ročná fixácia\u003C\u002Fstrong> od \u003Cstrong>3,69 %\u003C\u002Fstrong> p. a.,\u003C\u002Fli>\n\u003Cli>\u003Cstrong>5-ročná fixácia\u003C\u002Fstrong> od \u003Cstrong>3,99 %\u003C\u002Fstrong> p. a..\u003C\u002Fli>\n\u003C\u002Ful>\n\u003Cp>Spracovanie žiadosti a čerpanie hypotéky je vo výške 0 EUR.\u003Cbr>\u003Cbr>Priemerná doba schválenia od doručenia kompletnej zložky na centrálu je 24 hodín.\u003Cbr>\u003Cbr>Bank poskytuje mHypotéku so splatnosťou až do 40 rokov.\u003Cbr>\u003Cbr>Pri konsolidačnej mHypotéke može byť splatnosť úveru do 25 rokov.\u003C\u002Fp>","mHypotéka bezúčelová","od 7 000 € do 160 000 €","\u003Cp>\u003Cstrong>mBank\u003C\u002Fstrong> aktuálne poskytuje pre bezúčelovú mHypotéku tieto úrokové sadzby:\u003C\u002Fp>\n\u003Cul>\n\u003Cli>\u003Cstrong>1-ročná fixácia\u003C\u002Fstrong> od \u003Cstrong>4,79 %\u003C\u002Fstrong> p. a.,\u003C\u002Fli>\n\u003Cli>\u003Cstrong>3-ročná fixácia\u003C\u002Fstrong> od \u003Cstrong>3,99 %\u003C\u002Fstrong> p. a.,\u003C\u002Fli>\n\u003Cli>\u003Cstrong>5-ročná fixácia\u003C\u002Fstrong> od \u003Cstrong>4,09 %\u003C\u002Fstrong> p. a.\u003C\u002Fli>\n\u003C\u002Ful>\n\u003Cp>Spracovanie žiadosti a čerpanie sú vo výške 0 EUR.\u003C\u002Fp>","Partneri od","Poplatok za poskytnutie je 0 €. Prvé až tretie čerpanie je bezplatné. Štvrté a každé ďalšie čerpanie je spoplatnené sumou 20 €.",{"title":1776,"meta_description":1777},"Hypotéky v mBank: Úroky, poplatky a finanční agenti","mBank: Aktuálne podmienky, zľavy a benefity k úverovým produktom. Hypotéku vám vybavíme rýchlo a transparentne, pričom za naše služby zaplatí banka.",{"id":48,"status":311,"sort":4,"date_created":1720,"date_updated":1721,"show_banner":5,"show_specialists":5,"show_awards":5,"maximum_ltv":1722,"change_of_contract_terms":1723,"change_of_security":1723,"rate_fixations":1779,"maximum_ltv_refinancing":1722,"change_of_security_refinancing":1723,"change_of_contract_terms_refinancing":1723,"rate_fixations_refinancing":1783,"maximum_ltv_consolidation":1722,"change_of_security_consolidation":1723,"change_of_contract_terms_consolidation":1723,"rate_fixations_consolidation":1787,"maximum_ltv_nonpurpose":1739,"change_of_security_nonpurpose":1723,"change_of_contract_terms_nonpurpose":1723,"rate_fixations_nonpurpose":1791,"allow_purpose_mortgage":5,"allow_refinancing_mortgage":5,"allow_consolidation_mortgage":6,"allow_nonpurpose_mortgage":5,"fee_min":1745,"fee_max":1745,"fee_percent":1745,"fee_percent_refinancing":1745,"fee_min_refinancing":1745,"fee_max_refinancing":1745,"fee_percent_consolidation":1745,"fee_min_consolidation":1745,"fee_max_consolidation":1745,"fee_percent_nonpurpose":1745,"fee_min_nonpurpose":1745,"fee_max_nonpurpose":1745,"slug":1704,"contact_box_year_1":1746,"contact_box_year_2":1747,"contact_box_year_3":1748,"contact_box_image_1":1795,"contact_box_image_2":1796,"contact_box_image_3":1797,"min_maturity_years":4,"max_maturity_years":1192,"min_amount":1749,"max_amount":1750,"min_maturity_years_refinancing":4,"max_maturity_years_refinancing":1192,"min_amount_refinancing":1749,"max_amount_refinancing":1750,"min_maturity_years_nonpurpose":4,"max_maturity_years_nonpurpose":1091,"max_amount_nonpurpose":1751,"min_amount_nonpurpose":1749,"max_maturity_years_consolidation":7,"min_maturity_years_consolidation":7,"min_amount_consolidation":7,"max_amount_consolidation":7,"translations":1798,"logo":1799},[1780,1781,1782],{"period":305,"interest_rate":1726},{"period":1540,"interest_rate":1728},{"period":1574,"interest_rate":1730},[1784,1785,1786],{"period":305,"interest_rate":1726},{"period":1540,"interest_rate":1728},{"period":1574,"interest_rate":1730},[1788,1789,1790],{"period":305,"interest_rate":1726},{"period":1540,"interest_rate":1728},{"period":1574,"interest_rate":1730},[1792,1793,1794],{"period":305,"interest_rate":1726},{"period":1540,"interest_rate":1730},{"period":1574,"interest_rate":1744},"28679c7d-601f-408f-a9bb-111ec750184e","477d71cc-911d-4a8d-a74e-a0e4789e12e7","cad3e03d-7761-405c-837a-435b15019ad9",[4,38],{"id":1795,"title":880,"filename_disk":1800,"filename_download":1801,"storage":10},"28679c7d-601f-408f-a9bb-111ec750184e.svg","logo-mbank.svg",{"code":28,"name":1803,"direction":1804,"sort":4},"Slovak","ltr",{"id":689,"sort":7,"date_created":1806,"date_updated":1807,"buttons_m2m":1808},"2026-04-20T09:52:52.778Z","2026-07-24T10:44:25.276Z",[1809,1856],{"block_button_id":1810},{"id":1138,"sort":295,"date_created":1811,"date_updated":1812,"type":163,"url":7,"label":164,"variant":73,"phone":7,"email":7,"show_default_phone":6,"button_group":1813,"form":1815,"page":7},"2026-04-01T13:37:47.214Z","2026-07-31T07:05:29.534Z",{"id":154,"sort":7,"date_created":155,"date_updated":156,"buttons_m2m":1814},[1297,218],{"id":4,"sort":7,"user_created":16,"date_created":95,"user_updated":18,"date_updated":96,"title":84,"is_active":5,"submit_label":86,"on_success":85,"success_message":7,"success_redirect_url":7,"emails":1816,"fields":1819},[1817],{"to":1818,"subject":102,"message":103},[100,101],[1820,1827,1834,1841,1848],{"id":4,"sort":4,"user_created":16,"date_created":1821,"user_updated":7,"date_updated":7,"name":89,"label":90,"type":92,"choices":7,"placeholder":91,"help":7,"required":5,"validation":7,"width":93,"form":1822},"2025-11-26T11:51:00.230Z",{"id":4,"sort":7,"user_created":16,"date_created":95,"user_updated":18,"date_updated":96,"title":84,"is_active":5,"submit_label":86,"on_success":85,"success_message":7,"success_redirect_url":7,"emails":1823,"fields":1826},[1824],{"to":1825,"subject":102,"message":103},[100,101],[4,38,74,44,46],{"id":38,"sort":38,"user_created":16,"date_created":1828,"user_updated":7,"date_updated":7,"name":106,"label":107,"type":92,"choices":7,"placeholder":91,"help":7,"required":5,"validation":106,"width":93,"form":1829},"2025-11-26T11:51:00.235Z",{"id":4,"sort":7,"user_created":16,"date_created":95,"user_updated":18,"date_updated":96,"title":84,"is_active":5,"submit_label":86,"on_success":85,"success_message":7,"success_redirect_url":7,"emails":1830,"fields":1833},[1831],{"to":1832,"subject":102,"message":103},[100,101],[4,38,74,44,46],{"id":74,"sort":74,"user_created":16,"date_created":1835,"user_updated":7,"date_updated":7,"name":114,"label":115,"type":92,"choices":7,"placeholder":91,"help":7,"required":5,"validation":7,"width":93,"form":1836},"2025-11-26T11:51:00.241Z",{"id":4,"sort":7,"user_created":16,"date_created":95,"user_updated":18,"date_updated":96,"title":84,"is_active":5,"submit_label":86,"on_success":85,"success_message":7,"success_redirect_url":7,"emails":1837,"fields":1840},[1838],{"to":1839,"subject":102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at mBank","Mortgage","from €7,000 to €800,000","1 - 40 years","An overpayment is free of charge once a month, provided that the total amount of overpayments does not exceed 30% of the principal within a calendar year.","The actual costs incurred by mBank in connection with early repayment amount to a maximum of 1% of the early-repaid amount exceeding 30% of the principal within a calendar year.","\u003Cp>\u003Cstrong>mBank\u003C\u002Fstrong> currently offers the following interest rates:\u003C\u002Fp>\n\u003Cul>\n\u003Cli>\u003Cstrong>1-year fixed rate\u003C\u002Fstrong> from \u003Cstrong>4.79%\u003C\u002Fstrong> p.a.\u003C\u002Fli>\n\u003Cli>\u003Cstrong>3-year fixed rate\u003C\u002Fstrong> from \u003Cstrong>3.69%\u003C\u002Fstrong> p.a.\u003C\u002Fli>\n\u003Cli>\u003Cstrong>5-year fixed rate\u003C\u002Fstrong> from \u003Cstrong>3.99%\u003C\u002Fstrong> p.a.\u003C\u002Fli>\n\u003C\u002Ful>\n\u003Cp>Application processing and drawdown are free of charge €0.\u003C\u002Fp>\n\u003Cp>The average approval time from delivery of the complete documentation to head office is 24 hours.\u003C\u002Fp>","Current terms valid from 1 July 2026","Refinancing mortgage","€0","\u003Cp>\u003Cstrong>mBank\u003C\u002Fstrong> currently offers the following interest rates:\u003C\u002Fp>\n\u003Cul>\n\u003Cli>\u003Cstrong>1-year fixed rate\u003C\u002Fstrong> from \u003Cstrong>4.79%\u003C\u002Fstrong> p.a.\u003C\u002Fli>\n\u003Cli>\u003Cstrong>3-year fixed rate\u003C\u002Fstrong> from \u003Cstrong>3.69%\u003C\u002Fstrong> p.a.\u003C\u002Fli>\n\u003Cli>\u003Cstrong>5-year fixed rate\u003C\u002Fstrong> from \u003Cstrong>3.99%\u003C\u002Fstrong> p.a.\u003C\u002Fli>\n\u003C\u002Ful>\n\u003Cp>Application processing and drawdown are free of charge €0.\u003C\u002Fp>\n\u003Cp>The average approval time from delivery of the complete documentation to head office is 24 hours.\u003C\u002Fp>\n\u003Cp>mBank offers the mHypotéka (mortgage) with a term of up to 40 years.\u003C\u002Fp>\n\u003Cp>\u003Cstrong>For consolidation purposes, it is offered with a term of up to a maximum of 25 years.\u003C\u002Fstrong>\u003C\u002Fp>","from € 7,000 to € 800,000","1 - 25 years","Non-purpose mortgage","from €7,000 to €160,000","\u003Cp>\u003Cstrong>mBank\u003C\u002Fstrong> currently offers the following interest rates for the non-purpose mHypotéka:\u003C\u002Fp>\n\u003Cul>\n\u003Cli>\u003Cstrong>1-year fixed rate\u003C\u002Fstrong> from \u003Cstrong>4.79%\u003C\u002Fstrong> p.a.\u003C\u002Fli>\n\u003Cli>\u003Cstrong>3-year fixed rate\u003C\u002Fstrong> from \u003Cstrong>3.99%\u003C\u002Fstrong> p.a.\u003C\u002Fli>\n\u003Cli>\u003Cstrong>5-year fixed rate\u003C\u002Fstrong> from \u003Cstrong>4.09%\u003C\u002Fstrong> p.a.\u003C\u002Fli>\n\u003C\u002Ful>\n\u003Cp>Application processing and drawdown are free of charge €0.\u003C\u002Fp>","Partners for your\u003Cbr>finances and real estate","Partners since","The mortgage provision fee is €0. 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