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40 rokov","Mimoriadna splátka je bez poplatku raz mesačne tak, aby celkový objem mimoriadnych splátok nepresiahol 30 % istiny počas kalendárneho roka.","Skutočné náklady mBank spojené s predčasným splatením predstavujú max. 1 % z predčasne splatenej sumy presahujúcej 30 % istiny v kalendárnom roku.","\u003Cp>\u003Cstrong>mBank\u003C\u002Fstrong> poskytuje aktuálne tieto úrokové sadzby:\u003C\u002Fp>\n\u003Cul>\n\u003Cli>\u003Cstrong>1-ročná fixácia\u003C\u002Fstrong> od \u003Cstrong>4,79 %\u003C\u002Fstrong> p. a.,\u003C\u002Fli>\n\u003Cli>\u003Cstrong>3-ročná fixácia\u003C\u002Fstrong> od \u003Cstrong>3,69 %\u003C\u002Fstrong> p. a.,\u003C\u002Fli>\n\u003Cli>\u003Cstrong>5-ročná fixácia\u003C\u002Fstrong> od \u003Cstrong>3,99 %\u003C\u002Fstrong> p. a.\u003C\u002Fli>\n\u003C\u002Ful>\n\u003Cp>Spracovanie žiadosti a čerpanie hypotéky sú vo výške 0 EUR.\u003C\u002Fp>\n\u003Cp>Priemerná doba schválenia od doručenia kompletnej zložky na centrálu je 24 hodín.\u003C\u002Fp>","Aktuálne podmienky platné od 1. júla 2026","mHypotéka refinančná","0 €","\u003Cp>\u003Cstrong>mBank\u003C\u002Fstrong> poskytuje aktuálne tieto úrokové sadzby:\u003C\u002Fp>\n\u003Cul>\n\u003Cli>\u003Cstrong>1-ročná fixácia \u003C\u002Fstrong>od \u003Cstrong>4,79 %\u003C\u002Fstrong> p. a.,\u003C\u002Fli>\n\u003Cli>\u003Cstrong>3-ročná fixácia\u003C\u002Fstrong> od \u003Cstrong>3,69 %\u003C\u002Fstrong> p. a.,\u003C\u002Fli>\n\u003Cli>\u003Cstrong>5-ročná fixácia\u003C\u002Fstrong> od \u003Cstrong>3,99 %\u003C\u002Fstrong> p. a.\u003C\u002Fli>\n\u003C\u002Ful>\n\u003Cp>Spracovanie žiadosti a čerpanie hypotéky sú vo výške 0 EUR.\u003C\u002Fp>\n\u003Cp>Priemerná doba schválenia od doručenia kompletnej zložky na centrálu je 24 hodín.\u003C\u002Fp>\n\u003Cp>mBank poskytuje mHypotéku so splatnosťou až do 40 rokov.\u003C\u002Fp>\n\u003Cp>\u003Cstrong>Pre účel konsolidácie ju poskytuje so splatnosťou maximálne do 25 rokov.\u003C\u002Fstrong>\u003C\u002Fp>","1 - 25 rokov","Mimoriadna splátka úveru je bez poplatku raz mesačne tak, aby celkový objem mimoriadnych splátok nepresiahol 30 % istiny mHypotéky počas kalendárneho roka.","Skutočné náklady mBank spojené s predčasným splatením hypotéky, max. 1 % z predčasne splatenej sumy hypotéky presahujúcej 30 % istiny v kalendárnom roku.","\u003Cp>\u003Cstrong>mBank\u003C\u002Fstrong> poskytuje aktuálne úrokové sadzby:\u003C\u002Fp>\n\u003Cul>\n\u003Cli>\u003Cstrong>1-ročná fixácia\u003C\u002Fstrong> od \u003Cstrong>4,79 %\u003C\u002Fstrong> p. a.,\u003C\u002Fli>\n\u003Cli>\u003Cstrong>3-ročná fixácia\u003C\u002Fstrong> od \u003Cstrong>3,69 %\u003C\u002Fstrong> p. a.,\u003C\u002Fli>\n\u003Cli>\u003Cstrong>5-ročná fixácia\u003C\u002Fstrong> od \u003Cstrong>3,99 %\u003C\u002Fstrong> p. a..\u003C\u002Fli>\n\u003C\u002Ful>\n\u003Cp>Spracovanie žiadosti a čerpanie hypotéky je vo výške 0 EUR.\u003Cbr>\u003Cbr>Priemerná doba schválenia od doručenia kompletnej zložky na centrálu je 24 hodín.\u003Cbr>\u003Cbr>Bank poskytuje mHypotéku so splatnosťou až do 40 rokov.\u003Cbr>\u003Cbr>Pri konsolidačnej mHypotéke može byť splatnosť úveru do 25 rokov.\u003C\u002Fp>","mHypotéka bezúčelová","od 7 000 € do 160 000 €","\u003Cp>\u003Cstrong>mBank\u003C\u002Fstrong> aktuálne poskytuje pre bezúčelovú mHypotéku tieto úrokové sadzby:\u003C\u002Fp>\n\u003Cul>\n\u003Cli>\u003Cstrong>1-ročná fixácia\u003C\u002Fstrong> od \u003Cstrong>4,79 %\u003C\u002Fstrong> p. a.,\u003C\u002Fli>\n\u003Cli>\u003Cstrong>3-ročná fixácia\u003C\u002Fstrong> od \u003Cstrong>3,99 %\u003C\u002Fstrong> p. a.,\u003C\u002Fli>\n\u003Cli>\u003Cstrong>5-ročná fixácia\u003C\u002Fstrong> od \u003Cstrong>4,09 %\u003C\u002Fstrong> p. a.\u003C\u002Fli>\n\u003C\u002Ful>\n\u003Cp>Spracovanie žiadosti a čerpanie sú vo výške 0 EUR.\u003C\u002Fp>","Partneri pre vaše\u003Cbr>financie a nehnuteľnosti","Partneri od","Poplatok za poskytnutie je 0 €. Prvé až tretie čerpanie je bezplatné. Štvrté a každé ďalšie čerpanie je spoplatnené sumou 20 €.",{"title":1732,"meta_description":1733},"Hypotéky v mBank: Úroky, poplatky a finanční agenti","mBank: Aktuálne podmienky, zľavy a benefity k úverovým produktom. Hypotéku vám vybavíme rýchlo a transparentne, pričom za naše služby zaplatí banka.",{"id":413,"status":283,"sort":4,"date_created":1675,"date_updated":1676,"show_banner":5,"show_specialists":5,"show_awards":5,"maximum_ltv":1677,"change_of_contract_terms":1678,"change_of_security":1678,"rate_fixations":1735,"maximum_ltv_refinancing":1677,"change_of_security_refinancing":1678,"change_of_contract_terms_refinancing":1678,"rate_fixations_refinancing":1739,"maximum_ltv_consolidation":1677,"change_of_security_consolidation":1678,"change_of_contract_terms_consolidation":1678,"rate_fixations_consolidation":1743,"maximum_ltv_nonpurpose":1694,"change_of_security_nonpurpose":1678,"change_of_contract_terms_nonpurpose":1678,"rate_fixations_nonpurpose":1747,"allow_purpose_mortgage":5,"allow_refinancing_mortgage":5,"allow_consolidation_mortgage":6,"allow_nonpurpose_mortgage":5,"fee_min":1700,"fee_max":1700,"fee_percent":1700,"fee_percent_refinancing":1700,"fee_min_refinancing":1700,"fee_max_refinancing":1700,"fee_percent_consolidation":1700,"fee_min_consolidation":1700,"fee_max_consolidation":1700,"fee_percent_nonpurpose":1700,"fee_min_nonpurpose":1700,"fee_max_nonpurpose":1700,"slug":1659,"contact_box_year_1":1701,"contact_box_year_2":1702,"contact_box_year_3":1703,"contact_box_image_1":1751,"contact_box_image_2":1752,"contact_box_image_3":1753,"min_maturity_years":4,"max_maturity_years":194,"min_amount":1704,"max_amount":1705,"min_maturity_years_refinancing":4,"max_maturity_years_refinancing":194,"min_amount_refinancing":1704,"max_amount_refinancing":1705,"min_maturity_years_nonpurpose":4,"max_maturity_years_nonpurpose":275,"max_amount_nonpurpose":1706,"min_amount_nonpurpose":1704,"max_maturity_years_consolidation":7,"min_maturity_years_consolidation":7,"min_amount_consolidation":7,"max_amount_consolidation":7,"translations":1754,"logo":1755},[1736,1737,1738],{"period":42,"interest_rate":1681},{"period":1499,"interest_rate":1683},{"period":241,"interest_rate":1685},[1740,1741,1742],{"period":42,"interest_rate":1681},{"period":1499,"interest_rate":1683},{"period":241,"interest_rate":1685},[1744,1745,1746],{"period":42,"interest_rate":1681},{"period":1499,"interest_rate":1683},{"period":241,"interest_rate":1685},[1748,1749,1750],{"period":42,"interest_rate":1681},{"period":1499,"interest_rate":1685},{"period":241,"interest_rate":1699},"28679c7d-601f-408f-a9bb-111ec750184e","477d71cc-911d-4a8d-a74e-a0e4789e12e7","cad3e03d-7761-405c-837a-435b15019ad9",[4,28],{"id":1751,"title":833,"filename_disk":1756,"filename_download":1757,"storage":10},"28679c7d-601f-408f-a9bb-111ec750184e.svg","logo-mbank.svg",{"code":294,"name":1759,"direction":1760,"sort":4},"Slovak","ltr",{"id":72,"sort":7,"date_created":1762,"date_updated":1763,"buttons_m2m":1764},"2026-04-20T09:52:52.778Z","2026-07-24T10:44:25.276Z",[1765,1827],{"block_button_id":1766},{"id":1091,"sort":47,"date_created":1767,"date_updated":1768,"type":197,"url":7,"label":1769,"variant":75,"phone":7,"email":7,"show_default_phone":6,"button_group":1770,"form":1774,"page":7},"2026-04-01T13:37:47.214Z","2026-07-31T07:05:29.534Z","Získať ponuky cez agenta",{"id":264,"sort":7,"date_created":1771,"date_updated":1772,"buttons_m2m":1773},"2026-07-20T12:33:46.275Z","2026-07-22T19:37:19.065Z",[259,1445],{"id":4,"sort":7,"user_created":16,"date_created":1775,"user_updated":18,"date_updated":1776,"title":1777,"is_active":5,"submit_label":1778,"on_success":88,"success_message":7,"success_redirect_url":7,"emails":1779,"fields":1784},"2025-11-26T11:51:00.225Z","2026-07-31T07:05:29.529Z","Napíšte nám","Odoslať",[1780],{"to":1781,"subject":1782,"message":1783},[319,293],"Správa z kontaktného formulára","\u003Cp>Meno: {# name #}\u003Cbr>E-mail: {# email #}\u003Cbr>Telefón: {# phone #}\u003C\u002Fp>\n\u003Cp>Správa: {# message #}\u003C\u002Fp>",[1785,1794,1802,1810,1818],{"id":4,"sort":4,"user_created":16,"date_created":1786,"user_updated":7,"date_updated":7,"name":92,"label":1787,"type":95,"choices":7,"placeholder":1788,"help":7,"required":5,"validation":7,"width":96,"form":1789},"2025-11-26T11:51:00.230Z","Titul, meno a priezvisko","Napíšte",{"id":4,"sort":7,"user_created":16,"date_created":1775,"user_updated":18,"date_updated":1776,"title":1777,"is_active":5,"submit_label":1778,"on_success":88,"success_message":7,"success_redirect_url":7,"emails":1790,"fields":1793},[1791],{"to":1792,"subject":1782,"message":1783},[319,293],[4,28,79,126,136],{"id":28,"sort":28,"user_created":16,"date_created":1795,"user_updated":7,"date_updated":7,"name":108,"label":1796,"type":95,"choices":7,"placeholder":1788,"help":7,"required":5,"validation":108,"width":96,"form":1797},"2025-11-26T11:51:00.235Z","Váš email",{"id":4,"sort":7,"user_created":16,"date_created":1775,"user_updated":18,"date_updated":1776,"title":1777,"is_active":5,"submit_label":1778,"on_success":88,"success_message":7,"success_redirect_url":7,"emails":1798,"fields":1801},[1799],{"to":1800,"subject":1782,"message":1783},[319,293],[4,28,79,126,136],{"id":79,"sort":79,"user_created":16,"date_created":1803,"user_updated":7,"date_updated":7,"name":116,"label":1804,"type":95,"choices":7,"placeholder":1788,"help":7,"required":5,"validation":7,"width":96,"form":1805},"2025-11-26T11:51:00.241Z","Telefónne číslo",{"id":4,"sort":7,"user_created":16,"date_created":1775,"user_updated":18,"date_updated":1776,"title":1777,"is_active":5,"submit_label":1778,"on_success":88,"success_message":7,"success_redirect_url":7,"emails":1806,"fields":1809},[1807],{"to":1808,"subject":1782,"message":1783},[319,293],[4,28,79,126,136],{"id":126,"sort":126,"user_created":16,"date_created":1811,"user_updated":7,"date_updated":7,"name":88,"label":1812,"type":125,"choices":7,"placeholder":1788,"help":7,"required":6,"validation":7,"width":96,"form":1813},"2025-11-26T11:51:00.247Z","Správa",{"id":4,"sort":7,"user_created":16,"date_created":1775,"user_updated":18,"date_updated":1776,"title":1777,"is_active":5,"submit_label":1778,"on_success":88,"success_message":7,"success_redirect_url":7,"emails":1814,"fields":1817},[1815],{"to":1816,"subject":1782,"message":1783},[319,293],[4,28,79,126,136],{"id":136,"sort":136,"user_created":16,"date_created":1819,"user_updated":16,"date_updated":1820,"name":133,"label":1821,"type":135,"choices":7,"placeholder":7,"help":7,"required":6,"validation":7,"width":96,"form":1822},"2025-11-26T11:51:00.253Z","2026-07-24T08:46:35.016Z","Súhlasím so \u003Ca target=\"_blank\" href=\"\u002Fochrana-osobnych-udajov\u002F\">spracovaním osobných údajov\u003C\u002Fa>",{"id":4,"sort":7,"user_created":16,"date_created":1775,"user_updated":18,"date_updated":1776,"title":1777,"is_active":5,"submit_label":1778,"on_success":88,"success_message":7,"success_redirect_url":7,"emails":1823,"fields":1826},[1824],{"to":1825,"subject":1782,"message":1783},[319,293],[4,28,79,126,136],{"block_button_id":1828},{"id":1829,"sort":4,"date_created":1830,"date_updated":1831,"type":74,"url":1832,"label":1833,"variant":177,"phone":7,"email":7,"show_default_phone":6,"button_group":7,"form":7,"page":7},29,"2026-03-26T12:00:02.160Z","2026-07-22T09:20:37.393Z","\u002F#cards","Prečo vybaviť hypotéku s nami?",{"id":28,"about_title":1835,"about_text":7,"financial_institution":833,"product_name":1836,"mortgage_amount":1837,"mortgage_maturity_period":1838,"extraordinary_installment":1839,"early_repayment":1840,"main_text":1841,"text_about_update":1842,"financial_institution_refinancing":833,"product_name_refinancing":1843,"mortgage_amount_refinancing":1837,"mortgage_maturity_period_refinancing":1838,"providing_mortgage_refinancing":1844,"extraordinary_installment_refinancing":1839,"main_text_refinancing":1845,"text_about_update_refinancing":1842,"financial_institution_consolidation":833,"product_name_consolidation":1711,"mortgage_amount_consolidation":1846,"mortgage_maturity_period_consolidation":1847,"providing_mortgage_consolidation":1719,"extraordinary_installment_consolidation":7,"early_repayment_consolidation":7,"main_text_consolidation":7,"text_about_update_consolidation":1842,"financial_institution_nonpurpose":833,"product_name_nonpurpose":1848,"mortgage_amount_nonpurpose":1849,"mortgage_maturity_period_nonpurpose":1847,"providing_mortgage_nonpurpose":1844,"extraordinary_installment_nonpurpose":1839,"early_repayment_nonpurpose":1840,"main_text_nonpurpose":1850,"text_about_update_nonpurpose":1842,"contact_box_title":146,"contact_box_text":1851,"providing_mortgage":1852,"early_repayment_refinancing":1840,"about_more":7,"seo":1853,"fee_text":1844,"fee_text_refinancing":7,"fee_text_nonpurpose":7,"fee_text_consolidation":7,"banks_id":1856,"languages_code":1875,"contact_box_buttons":1877},"Mortgages 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